Unlock Your Passive Income Goals with our Seller Finance Calculator
Try our calculator below and find out your how much passive income your properties can generate. Then reach out to us and let us help you evaluate your potential tax savings from an installment sale.
Seller Finance Calculator
Seller Financed Property Price
Buyer Down Payment
Seller Financed Interest Rate
Seller Financed Loan Term (years)
Would you like a Balloon Payment?
Number of Years Until Balloon Payment
Seller Financed Loan Amount
Total Interest Income
Total Income from Seller Financing
Balance Due at Balloon Date
How to Use the Seller Finance Calculator
- Seller Financed Property Price: Enter the price at which you plan to sell your property to establish the deal’s baseline.
- Buyer Down Payment: Input the upfront cash you want to receive to reduce the loan amount and secure immediate funds.
- Seller Financed Interest Rate: Set the annual interest rate you wish to charge to maximize your income over the loan term.
- Seller Financed Loan Term: Specify the loan duration in years to determine how quickly you want to be repaid.
- Balloon Payment Options: Choose a balloon payment to accelerate loan payoff and receive a lump sum sooner.
- Advanced Features: Utilize amortization schedules, interest-only payments, adjustable rates, and payment frequency options to customize your financing terms.
Key Components Explained
- Starting Principal Income: The monthly amount you receive from the buyer repaying the loan principal.
- Starting Interest Income: The monthly interest earnings you gain from financing the sale.
- Total Monthly Income: The combined total of your monthly principal and interest payments for a clear cash flow picture.
- Seller Financed Loan Amount: The total loan amount after the down payment, which the buyer owes you.
- Total Interest Income: The total interest you’ll earn over the life of the loan, increasing your profit.
- Total Income from Seller Financing: The sum of all principal and interest payments you’ll receive when the transaction completes.
Why Sell To Us?
- Maximize Your Profit: Adjust interest rates and loan terms to optimize your income from the sale.
- Customize Financing Terms: We tailor every aspect of the deal to suit your financial goals and attract a quality buyer.
- We Make The Process Fast And Easy: Quickly run through scenarios with our expert team to make informed decisions.
- Plan for the Future: Use detailed projections to align your seller-financed deal with your retirement, investment strategy or tax deferment plan through an installment sale.
Enhance Your Seller Financing Strategy
Leverage our calculator to increase passive income, sell your property faster, and control the sale terms to align with your objectives.
Explore More Resources for Sellers
Visit our Resources page to analyze financing options and compare the benefits of seller financing versus traditional cash sales. If you are an investor frequently doing these calculations, you might like our free chrome extension that does the same thing as this page.
Start optimizing your seller-financed property deals today with our Advanced Seller Finance Calculator, and take control of your real estate investments for greater profitability and success.