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We Buy Homes and Multi-Family Portfolios with Seller Finance!
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Bringing Your Passive Income Goals to Life
Before You Begin: Understanding Seller Financing and Owner Financing
Are you new to the idea of owner financing? This is the blog to read.
We Can Help You Defer and Delay Capital Gains Taxes
Understanding your tax liabilities are important. Click below to learn how Seller Finance can help you.
Try Our Free Seller Finance Calculator
Calculating what your ideal outcome from a seller financing real estate sale is extremely important
A Little About Us
We are a small and dedicated team of experienced real estate investors with previous experience at Zillow and have completed over 300+ transactions cumulatively.
Are you thinking about selling your property?
Wether its for cash, seller finance or you owe too much money on your mortgage we would love to talk about your situation are see how we can help!
Happy Sellers , Happy Us
“Working with the Sell with Seller Finance team was a game-changer”
My husband and I had a small portfolio of 5 houses and we were tired of being land lords. We reached out and they educated us on how we can space out our balloon payments, lowing our tax liability from the sale. We even got a great price on the 5 houses as well. Now we are full time retired!
Victoria Chen
“Made our early retirement a reality”
My wife and I had a few inherited properties from my late father and I was done with dealing with renters. So we decided to retire at 50 and travel the world with the cash flow we got from selling with seller finance. We saved so much in capital gains taxes by doing installments that we thank god everyday that we were able to find these buyers who do what they say they are going to do.
John Forsythe
Frequently Asked Questions
How fast can you close?
It really depends on the nature of the transaction, however we have closed on seller finance transactions in less than 7 days in the past. It really depends on the situation and the terms of the transaction.
Can my property be in bad condition?
Yes we buy even the ugliest of houses on seller finance terms all of the time. No repairs, no headaches, no nothing. Just money in your pocket every month.
How does seller financing compare to a traditional cash sale in terms of taxes?
Seller financing offers significant tax advantages over a traditional cash sale, primarily through tax deferral and potentially lower immediate tax burdens. By spreading out the capital gains recognition over several years and earning interest on the financed amount, seller financing can provide more favorable tax treatment compared to recognizing the entire gain in a single year with a cash sale.
Do you use a loan servicing provider to help manage seller financing payments and taxes?
Yes we always use a 3rd party servicer for all of our properties so that all payments always go out on time. Your peace of mind is important to us.
What are the main tax benefits of seller financing?
The primary tax benefits of seller financing include deferring capital gains taxes by spreading them over several years and potentially staying in a lower tax bracket. Additionally, sellers can earn interest on the amount that would have been paid in taxes upfront, effectively turning an immediate tax burden into an income-generating asset.